PLANS
Application Fee
$0*
*With injection over 30,000 USD or 360 USD application fee
Card Offer
1 complimentary physical World Asset Link Credit Card
2.5% USD cashback for cross border card transactions
Max. 5 credit cards per account
Everything in Standard plan, plus
Global invoice payment service
Private investment account*
Bank injection and payout
Max. 3 beneficiaries
Relationship manager
UnionPay & Alipay transfer services
Fee and Waiver
360 USD application fee**
30 USD monthly fee***
*Service provided by a licensed third-party institution.
*W*aive application fee with an injection of 30,000 USD or more.
***Waive monthly fee with an average daily AUM of 30,000 USD or more between statement dates.
OVERVIEW
Premium plan: Advanced trust management
The UTGL Premium plan is designed for individuals who want to leverage the full power of trust structures for their asset allocation and asset administration. This plan offers enhanced features and greater flexibility.
The plan is perfect for high-net-worth individuals seeking to consolidate their assets within a trust structure, maintaining privacy and security. It provides a sophisticated platform for holding and administering diverse asset portfolios within a trust structure.
Key Features
01
Global Financial Institutions Connectivity: From International Banks to Prime Brokerages.
02
Advanced Multi-Asset Aldministration: From Multiple Currencies to International Securities.
03
Global Banking Access: Pre-arranged accounts in HK, SG & US.
04
Credit Card with 2.5% Overseas Cashback: Superior rewards on your spending.
05
Global Invoice Payment: Streamline your international transactions.
06
Extended Beneficiary Options: Designate up to three beneficiaries.
CHOOSING PLAN
Is UTGL Premium plan a good choice for me?
Ideal for individuals who attempt to rely less on banks and enjoy more benefits of trust management.
Tax and Succession Advantages
The plan offers tax benefits and retaining full asset structuring power.
Easy Offshore Management
It is easy to manage through the trust portal and allows for asset consolidation offshore.
Perpetual Portfolio Protection
The trust provides protection and allows for succession planning, ensuring that the portfolio can continue forever.
FREQUENTLY ASKED QUESTIONS
Everything you need to know
What is trust?
A trust is a legal arrangement in which an individual, known as the settlor, transfers ownership of their assets to a trustee, who is responsible for managing and distributing the assets according to the terms of the trust. Trusts can be used for a variety of purposes, including estate planning, asset protection, and wealth management.
Who can set up a trust?
Anyone can set up a trust, as long as they are of legal age and have the mental capacity to do so. Trusts can be set up by individuals or businesses, and they can be created for a variety of purposes.
Why do I need to name a beneficiary when setting up a trust with UTGL?
Naming a beneficiary is crucial. It provides clear instructions on how your assets should be distributed after your death, helps avoid the probate process, and allows you to maintain control over your legacy. Beneficiaries can be individuals (family, friends), organizations (charities, non-profits), other trusts, or minors (with a trustee appointed). UTGL requires the full name, contact numbers, passport and relationship of each beneficiary to execute the asset distribution when needed. Be aware of the limitations on the number of beneficiaries for each plan: Lite (0), Standard (1), Premium (2), and Supreme (unlimited). It is essential to review and update your beneficiary designations regularly, especially after significant life events such as marriages, divorces, births, or deaths.
Can a trust be amended or terminated?
In most cases, trusts can be amended or terminated by the settlor as long as they have the legal capacity to do so. However, certain types of trusts, such as irrevocable trusts, may not be amended or terminated by the settlor. In these cases, the terms of the trust must be followed as written.
How many days will it take to receive my card?
Once your card is ready, we will arrange delivery through DHL. Typically, it takes 5-7 business days for delivery to your address. You will receive a tracking link once the card is dispatched. Please note that delivery times may vary based on the shipping carrier and potential delays.
Can the card be sent to a country other than Hong Kong?
Yes, we can ship the card internationally. However, DHL Express does not deliver to the following countries: Ascension Bouvet Island British Indian Ocean Territory French Southern Territories Heard & McDonald Islands Pitcairn Saint Pierre & Miquelon Tajikistan Tristan Da Cunha US Minor Outlying Islands (Baker Island, Howland Island, Jarvis Island, Johnston Atoll, Kingman Reef, Midway Atoll, Palmyra Atoll, Wake Island) Western Sahara Additionally, DHL does not deliver to the following sanctioned countries: Belarus, Cuba, Iran, North Korea, Russia, Syria, and Ukraine.
Do I need to be a Hong Kong citizen to use your service?
No, you do not need to be a Hong Kong citizen to use our service. Non-citizens can apply by submitting their passport.
Do I need to deposit assets before applying for this credit card?
No, you can apply online first. Assets can be deposited after you select a plan and provide the required documents.
What types of bills can I pay with UTGL?
You can pay a wide range of bills, including rental payments, electricity bills, water bills, overseas tuition fees, insurance premiums, and more.
Is there a limit to the number of invoices I can process?
No, there is no limit to the number of invoices you can process with our Global Invoice Payment service. Manage all your bills in one place, regardless of quantity.