UTGL Asset Link Credit Card
OVERVIEW
Administer your wealth with ease
Our user-friendly platform empowers you to oversee your trust assets with ease. Stay informed, secure, and confident with our intuitive platform.
Key Features
01
Apply for Additional Cards: Effortlessly extend access to your trust funds.
02
Adjust Credit Limit: Maintain control over spending on your cards to suit your needs.
03
Control Transaction Alerts and Notifications: Stay informed and in control with customizable transaction alerts.
04
Monitor Spending in Real-time: Gain real-time visibility with detailed transaction history.
CARD FEATURES
What’s special about your UTGL card?
Experience unparalleled flexibility and security with the UTGL card. From unlimited credit potential to enhanced privacy and customization options, our card redefines financial freedom. Your Asset Link Credit Card is directly tied to your trust-held assets , such as fiat currencies, precious metals and liquid financial assets. Backed by innovative features, it's more than just a card—it's a tailored financial solution.
No Max Credit Limit
Credit card limit is based on your trust account's asset value. More assets mean a higher limit. No cap exists, offering potential for unlimited credit.
High-Privacy Consumption
The UTGL credit card processes all transactions securely through your personal trust account, keeping financial activities private from outside parties.
Exclusively Yours
UTGL cards can be customized with a chosen name or unique design for prestige, with only a production fee charged.
Multi-asset Collateral
Our platform accepts an array of assets as collateral, providing flexibility to draw credit against the most beneficial asset for each user's unique situation.
UTGL AutoPay
Save time and money with UTGL AutoPay. Enable automatic repayments to avoid interest, with UTGL pre-authorized to pay balance due.
Additional Cards
Applying for additional UTGL cards is easy - get cards for family and friends to share benefits and convenience.
CARD BENEFITS
Flexible access to trust assets, with our UTGL Asset Link Credit Card
Explore an array of credit cards specifically designed for our trust accounts, each tier offering unique benefits to meet your individual needs.
Standard
With basic trust services, your living expenses will be covered while your assets grow. Enjoy 1.5% cashback on overseas transactions.
Premium
Elevate your private spending with enhanced trust advantages and increased card cashback benefits. Earn 2.5% cashback on overseas transactions for greater rewards on international purchases.
Supreme
Crafted from precious metal, the card reflects your refined spending style with 4% cashback on overseas purchases. Build a legacy of protection for your wealth, family, and future through customized trust administration services. A dedicated Telegram group offers personalized support to help you navigate your trust services and safeguard your assets for generations.
FIRST IN THE WORLD
UTGL Ceramic Black Card: The Ultimate Exclusive Credit Card
Stand out from the crowd - the ultimate luxury accessory - the UTGL Asset Link Black Card is made of ceramic. It's a 21g statement piece that exudes sophistication and style, while also offering unparalleled security and convenience. Crafted from the finest materials, this black card is not only durable but also environmentally friendly. Its ceramic composition ensures that it can withstand wear and tear, making it the perfect card for high-spending individuals who demand nothing but the best. With 5% overseas purchase cashback rewards, it delivers unparalleled value and convenience for international spending.
COMPARISON
Moving beyond traditional AE Black Card: Enter a new era of full ceramic luxury
Embrace the elegance and durability of our full ceramic credit card, a modern alternative to traditional black cards.
Other Card vs UTGL Ceramic Black Card
Prepaid Card vs UTGL Asset Link Credit Card
HOW UTGL HELPS
Looking for something more than a generic credit card?
Design your own credit card and make it truly yours.
FREQUENTLY ASKED QUESTIONS
Everything you need to know
Can I apply for additional cards for my family or friends?
Yes, an additional card allows you to share the benefits and convenience of your UTGL Asset Link Credit Card with your family and friends. With just one trust account, your family members or friends can enjoy a range of exclusive benefits and privileges. Additionally, you have the ability to monitor all transactions in real time, control the daily or monthly spending of additional cardholders through flexible spending limit settings, and conveniently repay all cards at once on UTGL.
When do I need to settle the outstanding balance of my UTGL Asset Link Credit Card?
If you have placed an instruction to enable UTGL AutoPay for automatic repayments, repayments toward the outstanding balance will be made automatically on your behalf. Assets used for repayment are based on your repayment preferences configured when authorizing UTGL to enable UTGL AutoPay and can be changed with just a few clicks. You can also disable UTGL AutoPay by an instruction and decide when and how to settle the outstanding balance. Interest will be calculated daily on the outstanding balance.
When will the outstanding balance of my UTGL Asset Link Credit Card start incurring interest?
If you have instructed UTGL to enable UTGL AutoPay for automatic repayments, you won’t be charged any interest proving that you have adequate eligible assets in your card account for repayments. Otherwise, for ATM transactions, interest is charged immediately. For purchase transactions, your card account will not be debited until the merchant has presented your card transaction to us requesting payment. We will send you a notification, through the portal or by email, on the day purchase transaction(s) are debited.
How and when is interest calculated?
Interest Fee = (Account Outstanding Balance – Repayments) x Daily Interest Rate. Interest is calculated and debited to the outstanding balance of your account, where applicable, daily. The payment cut-off time will be the end of that day (24:00:00 HKT) giving you ample time to settle the payment during the day.
How much are the monthly minimum repayments?
There are no minimum repayments and no fixed payment due dates. You pay at your own discretion.
How do I track my card transactions?
You can log in to your UTGL Trust Platform to see all your transactions.
How do I switch between Auto Repayment and Manual Repayment methods?
You can change the current setting of the Auto Repayment feature on your UTGL digital trust platform at any time.
Will my assets be affected if the outstanding balance is not settled?
Your assets are always safe and under legal protection. While your balance is not settled, the interest charges will continue to accrue until the day you fully repay the outstanding balance of your account.
Will I receive a daily statement for daily repayment?
Yes. We will be sending an outstanding balance notification email to you every morning at 11:00 AM HKT.