Licensed Hong Kong Private Trust Services specialist
Licensed Hong Kong Private Trust Services specialist
Living Without Banking:
True Financial Freedom
Living Without Banking:
True Financial Freedom
Enjoy true financial freedom without the limits of traditional banks. Your trusted partner for global asset administration, anytime, anywhere.
Enjoy true financial freedom without the limits of traditional banks. Your trusted partner for global asset administration, anytime, anywhere.
KEY BENEFITS
The Complex Financial Challenges of
Expat Life
01
Frozen Bank Accounts
Your funds locked without warning when you move across borders.
Your funds locked without warning when you move across borders.
02
Banking Support Abroad
The struggle of accessing reliable banking support when you need it most.
The struggle of accessing reliable banking support when you need it most.
03
Financial Privacy Leaks
Your sensitive financial data exposed and shared across jurisdictions.
Your sensitive financial data exposed and shared across jurisdictions.
04
Bureaucratic Hurdles
Endless paperwork, compliance requirements, and impossible-to-reach support.
Endless paperwork, compliance requirements, and impossible-to-reach support.
05
Cross-Border Taxation
Complex multi-jurisdiction tax obligations that drain your wealth.
Complex multi-jurisdiction tax obligations that drain your wealth.
06
Limited Financial Freedom
Traditional banks that restrict your ability to administer your assets globally.
Traditional banks that restrict your ability to administer your assets globally.
HOW UTGL HELPS
UTGL Private Trust Service
UTGL Private Trust Service
Protecting who you love and empowering your legacy. As a licensed Hong Kong private trust service specialist, we bring together the best of trust, technology, and finance through our seamless fintech platform powered by blockchain and AI-driven automation.
Protecting who you love and empowering your legacy. As a licensed Hong Kong private trust service specialist, we bring together the best of trust, technology, and finance through our seamless fintech platform powered by blockchain and AI-driven automation.
World's Most Tax-Favorable Environment
No succession tax. No property gains tax. No wealth tax. No capital gains tax. No tax on offshore income. No withholding tax on dividends or interests. No VAT or GST. No sales tax on most financial transactions. Combined with Hong Kong's low salaries tax and territorial tax system.
No succession tax. No property gains tax. No wealth tax. No capital gains tax. No tax on offshore income. No withholding tax on dividends or interests. No VAT or GST. No sales tax on most financial transactions. Combined with Hong Kong's low salaries tax and territorial tax system.
15-Minute Trust Setup
Your trust can be set up in as little as 15 minutes. Enjoy complete privacy, fast onboarding, and expert guidance from 200+ professionals in trust law, taxation, fintech, and asset administration.
Your trust can be set up in as little as 15 minutes. Enjoy complete privacy, fast onboarding, and expert guidance from 200+ professionals in trust law, taxation, fintech, and asset administration.
Multi-Jurisdictional Offshore Accounts
Our seamless fintech platform has pre-connected your trust to 50+ global top financial partners. Offshore tax structures with no jurisdictional risk.
Our seamless fintech platform has pre-connected your trust to 50+ global top financial partners. Offshore tax structures with no jurisdictional risk.
World's First Asset Link Credit Card
Turning trust assets into instant spending power. All transactions and spending records are never disclosed or leaked within any banking system or financial institution.
Turning trust assets into instant spending power. All transactions and spending records are never disclosed or leaked within any banking system or financial institution.
Robust Privacy Protection
Protected under Hong Kong's Trustee Ordinance (CAP 29). Complete privacy with all transactions and spending records never disclosed or leaked.
Protected under Hong Kong's Trustee Ordinance (CAP 29). Complete privacy with all transactions and spending records never disclosed or leaked.
Progressive Trust Solutions
The unique progressive trust establishment with cost-friendly models suitable for your varying wealth status across all stages of life—whether you're just starting your expat journey or protecting a lifetime of success.
The unique progressive trust establishment with cost-friendly models suitable for your varying wealth status across all stages of life—whether you're just starting your expat journey or protecting a lifetime of success.
APPLICATION PROCESS
Your Path to Financial Freedom
From setup to global asset administration in three simple steps.
01
Create Your Trust
Set up your Hong Kong private trust in as little as 15 minutes with expert guidance from 200+ professionals.
02
Access Global Partners
Your trust is instantly pre-connected to 50+ global top financial partners through our blockchain-powered platform.
03
Live Without Banking
Use your asset link credit card for instant spending power while enjoying complete privacy and the world's most tax-favorable environment.
WHY CHOOSE UTGL
Licensed, Regulated & Trusted
Hong Kong Licensed
Fully regulated trust service
Fully regulated trust service
Bank-Grade Security
256-bit encryption
256-bit encryption
10,000+ Clients
Across 50+ countries
Across 50+ countries
50+ Partners
Global financial network
Global financial network
TESTIMONIALS
Digital Nomad
Singapore -> Portugal
"UTGL saved me from the nightmare of opening bank accounts in every country I work from. The asset link credit card gives me spending power anywhere, and the tax optimization saved me over $50,000 last year."
Sarah Chen
Services used
Global Private Trust
Global Invoice Payment Service
Tech Entrepreneur
USA -> Dubai
"After my traditional bank froze my account during my move to Dubai, I switched to UTGL. The 15-minute setup was real, and I've had zero issues managing my business finances across 3 continents."
Marcus Rodriguez
Services used
Global Private Trust
Asset Link Ceramic Black Card
Investment Manager
Japan -> Hong Kong
"The privacy protection was exactly what I needed. UTGL's platform is light-years ahead of traditional private banking, and the fees are a fraction of what I used to pay."
Yuki Tanaka
Services used
Global Private Trust
Global Invoice Payment Service
Digital Nomad
Singapore -> Portugal
"UTGL saved me from the nightmare of opening bank accounts in every country I work from. The asset link credit card gives me spending power anywhere, and the tax optimization saved me over $50,000 last year."
Sarah Chen
Services used
Global Private Trust
Global Invoice Payment Service
Tech Entrepreneur
USA -> Dubai
"After my traditional bank froze my account during my move to Dubai, I switched to UTGL. The 15-minute setup was real, and I've had zero issues managing my business finances across 3 continents."
Marcus Rodriguez
Services used
Global Private Trust
Asset Link Ceramic Black Card
Investment Manager
Japan -> Hong Kong
"The privacy protection was exactly what I needed. UTGL's platform is light-years ahead of traditional private banking, and the fees are a fraction of what I used to pay."
Yuki Tanaka
Services used
Global Private Trust
Global Invoice Payment Service
Digital Nomad
Singapore -> Portugal
"UTGL saved me from the nightmare of opening bank accounts in every country I work from. The asset link credit card gives me spending power anywhere, and the tax optimization saved me over $50,000 last year."
Sarah Chen
Services used
Global Private Trust
Global Invoice Payment Service
Tech Entrepreneur
USA -> Dubai
"After my traditional bank froze my account during my move to Dubai, I switched to UTGL. The 15-minute setup was real, and I've had zero issues managing my business finances across 3 continents."
Marcus Rodriguez
Services used
Global Private Trust
Asset Link Ceramic Black Card
Investment Manager
Japan -> Hong Kong
"The privacy protection was exactly what I needed. UTGL's platform is light-years ahead of traditional private banking, and the fees are a fraction of what I used to pay."
Yuki Tanaka
Services used
Global Private Trust
Global Invoice Payment Service
Digital Nomad
Singapore -> Portugal
"UTGL saved me from the nightmare of opening bank accounts in every country I work from. The asset link credit card gives me spending power anywhere, and the tax optimization saved me over $50,000 last year."
Sarah Chen
Services used
Global Private Trust
Global Invoice Payment Service
Tech Entrepreneur
USA -> Dubai
"After my traditional bank froze my account during my move to Dubai, I switched to UTGL. The 15-minute setup was real, and I've had zero issues managing my business finances across 3 continents."
Marcus Rodriguez
Services used
Global Private Trust
Asset Link Ceramic Black Card
Investment Manager
Japan -> Hong Kong
"The privacy protection was exactly what I needed. UTGL's platform is light-years ahead of traditional private banking, and the fees are a fraction of what I used to pay."
Yuki Tanaka
Services used
Global Private Trust
Global Invoice Payment Service
Importance of privacy
Digital Nomad
Privacy is essential in today's world, especially when it comes to financial transactions. As a business man who primarily deals with cash, I was frustrated when my credit card was frozen due to my spending being flagged as suspicious. But then I discovered UTGL Asset Link Credit Card, which offers privacy protection for transaction records. Not only has this service made my life more convenient, but it has also provided me with the peace of mind that my financial information is safe and secure. In addition, by injecting cash into my trust account and allowing it to grow over time, I now have a source of wealth proof that has facilitated my financial life. I highly recommend UTGL Asset Link Credit to anyone who wants to protect their privacy and secure their financial future.
Singapore -> Portugal
"UTGL saved me from the nightmare of opening bank accounts in every country I work from. The asset link credit card gives me spending power anywhere, and the tax optimization saved me over $50,000 last year."
Services used
Global private Trust
Global Private Trust
Global invoice payment service
Global Invoice Payment Service
Sarah Chen
Importance of privacy part 2
Tech Entrepreneur
Privacy is essential in today's world, especially when it comes to financial transactions. As a business man who primarily deals with cash, I was frustrated when my credit card was frozen due to my spending being flagged as suspicious. But then I discovered UTGL Asset Link Credit Card, which offers privacy protection for transaction records. Not only has this service made my life more convenient, but it has also provided me with the peace of mind that my financial information is safe and secure. In addition, by injecting cash into my trust account and allowing it to grow over time, I now have a source of wealth proof that has facilitated my financial life. I highly recommend UTGL Asset Link Credit to anyone who wants to protect their privacy and secure their financial future.
USA -> Dubai
"After my traditional bank froze my account during my move to Dubai, I switched to UTGL. The 15-minute setup was real, and I've had zero issues managing my business finances across 3 continents."
USA -> Dubai
"After my traditional bank froze my account during my move to Dubai, I switched to UTGL. The 15-minute setup was real, and I've had zero issues managing my business finances across 3 continents."
Services used
Global private Trust
Global Private Trust
Global invoice payment service
Asset Link Ceramic Black Card
Marcus Rodriguez
Importance of privacy part 3
Investment Manager
Privacy is essential in today's world, especially when it comes to financial transactions. As a business man who primarily deals with cash, I was frustrated when my credit card was frozen due to my spending being flagged as suspicious. But then I discovered UTGL Asset Link Credit Card, which offers privacy protection for transaction records. Not only has this service made my life more convenient, but it has also provided me with the peace of mind that my financial information is safe and secure. In addition, by injecting cash into my trust account and allowing it to grow over time, I now have a source of wealth proof that has facilitated my financial life. I highly recommend UTGL Asset Link Credit to anyone who wants to protect their privacy and secure their financial future.
Japan -> Hong Kong
"The privacy protection was exactly what I needed. UTGL's platform is light-years ahead of traditional private banking, and the fees are a fraction of what I used to pay."
Services used
Global private Trust
Global Private Trust
Global invoice payment service
Global Invoice Payment Service
Yuki Tanaka
FREQUENTLY ASKED QUESTIONS
Everything you need to know
How is UTGL different from a traditional bank?
UTGL is a licensed Hong Kong trust service, not a bank. We provide asset protection, privacy, and asset administration through a blockchain-enabled platform. Unlike banks, we don't lend out your assets, and we offer superior tax optimization and privacy protection.
Is my money safe with UTGL?
Yes. UTGL is a fully licensed and regulated trust service in Hong Kong. Your assets are protected under Hong Kong's Trustee Ordinance, one of the world's most robust legal frameworks for asset protection. We use bank-grade security and never disclose your financial records.
How long does it take to set up a trust?
Our streamlined process takes as little as 15 minutes to complete the initial setup. Our expert team guides you through every step, and you can start using your asset link credit card immediately after approval.
What are the tax benefits?
Hong Kong offers one of the world's most favorable tax environments: no wealth tax, no capital gains tax, no succession tax, and no tax on offshore income. Combined with our global tax advisory service, you can legally optimize your tax position.
Can I access my funds from anywhere?
Absolutely. Our platform is accessible 24/7 from anywhere in the world. Your asset-linked credit card works globally, and you can manage your trust through our mobile app or web platform.
Ready to get started?
Unlock the power of trust with UTGL today. Take the first step by exploring our Trust Platform or create an account for an instantly rewarding experience.
© 2025 UTGL. All rights reserved.
Important Notice: Only Professional Investors and Financial Institutions, as defined under applicable regulations, are eligible to use UTGL's services. Non-Professional Investors and the general public are not accepted. Please note that any unofficial channel claiming UTGL serves non-Professional Investors is not authorised by us and such claims are untrue. By proceeding, you confirm your status as a Professional Investor or Financial Institution in accordance with applicable regulatory requirements. Unofficial channels claiming UTG serves non-Professional Investors is not authorised by us and such claims are untrue.
Disclaimer: UTGL is not licensed by the Securities and Futures Commission (SFC) or any other financial regulatory authority in Hong Kong or any other jurisdiction.
The content provided on this website is for informational purposes only and does not constitute, and should not be construed as, an offer, solicitation, or recommendation to buy or sell any securities, financial products, or instruments. The information herein does not constitute investment, legal, tax, or financial advice. You should consult your own professional advisors before making any decisions.
Any references to financial products, investment opportunities, or services involving potential returns pertain exclusively to products and services offered by independent, third-party providers. UTGL does not create, issue, manage, underwrite, or provide any of these third-party products. UTGL acts solely in its capacity as a trustee, executing instructions on behalf of its clients to facilitate access to these third-party services. All counterparty risk, credit risk, and product-specific risks are borne by the client and the respective third-party provider.
This website may contain links to external websites that are not provided or maintained by or in any way affiliated with UTGL. Please note that the UTGL does not guarantee the accuracy, relevance, timeliness or completeness of any information on these external websites.
Links to external websites are provided as a courtesy and do not imply UTGL's endorsement of those sites or their content, products or services. UTGL assumes no liability for damages resulting from the use of or reliance upon the information provided herein.
Ready to get started?
Unlock the power of trust with UTGL today. Take the first step by exploring our Trust Platform or create an account for an instantly rewarding experience.
© 2025 UTGL. All rights reserved.
Important Notice: Only Professional Investors and Financial Institutions, as defined under applicable regulations, are eligible to use UTGL's services. Non-Professional Investors and the general public are not accepted. Please note that any unofficial channel claiming UTGL serves non-Professional Investors is not authorised by us and such claims are untrue. By proceeding, you confirm your status as a Professional Investor or Financial Institution in accordance with applicable regulatory requirements. Unofficial channels claiming UTG serves non-Professional Investors is not authorised by us and such claims are untrue.
Disclaimer: UTGL is not licensed by the Securities and Futures Commission (SFC) or any other financial regulatory authority in Hong Kong or any other jurisdiction.
The content provided on this website is for informational purposes only and does not constitute, and should not be construed as, an offer, solicitation, or recommendation to buy or sell any securities, financial products, or instruments. The information herein does not constitute investment, legal, tax, or financial advice. You should consult your own professional advisors before making any decisions.
Any references to financial products, investment opportunities, or services involving potential returns pertain exclusively to products and services offered by independent, third-party providers. UTGL does not create, issue, manage, underwrite, or provide any of these third-party products. UTGL acts solely in its capacity as a trustee, executing instructions on behalf of its clients to facilitate access to these third-party services. All counterparty risk, credit risk, and product-specific risks are borne by the client and the respective third-party provider.
This website may contain links to external websites that are not provided or maintained by or in any way affiliated with UTGL. Please note that the UTGL does not guarantee the accuracy, relevance, timeliness or completeness of any information on these external websites.
Links to external websites are provided as a courtesy and do not imply UTGL's endorsement of those sites or their content, products or services. UTGL assumes no liability for damages resulting from the use of or reliance upon the information provided herein.
Ready to get started?
Unlock the power of trust with UTGL today. Take the first step by exploring our Trust Platform or create an account for an instantly rewarding experience.
© 2025 UTGL. All rights reserved.
Disclaimer: UTGL is not licensed by the Securities and Futures Commission (SFC) or any other financial regulatory authority in Hong Kong or any other jurisdiction.
The content provided on this website is for informational purposes only and does not constitute, and should not be construed as, an offer, solicitation, or recommendation to buy or sell any securities, financial products, or instruments. The information herein does not constitute investment, legal, tax, or financial advice. You should consult your own professional advisors before making any decisions.
Any references to financial products, investment opportunities, or services involving potential returns pertain exclusively to products and services offered by independent, third-party providers. UTGL does not create, issue, manage, underwrite, or provide any of these third-party products. UTGL acts solely in its capacity as a trustee, executing instructions on behalf of its clients to facilitate access to these third-party services. All counterparty risk, credit risk, and product-specific risks are borne by the client and the respective third-party provider.
This website may contain links to external websites that are not provided or maintained by or in any way affiliated with UTGL. Please note that the UTGL does not guarantee the accuracy, relevance, timeliness or completeness of any information on these external websites.
Links to external websites are provided as a courtesy and do not imply UTGL's endorsement of those sites or their content, products or services. UTGL assumes no liability for damages resulting from the use of or reliance upon the information provided herein.