UTGL Asset Link Credit Card
Your Link to Frictionless Digital Spending and 1:1 USD-USDT/USDC Repayment!
Experience ultimate flexibility and privacy with UTGL Asset Link Credit Card! With no pre-set credit limit and the ability to manage your own repayment schedule, you're in control of your spending. Plus, share the benefits with up to four additional cards for your loved ones. Whether you're looking to make a big purchase, or simply want more control and privacy with your spending, UTGL Asset Link Credit Card has got you covered.
The Virtual Card is available for you in just 5 minutes!
1:1 USD : USDT/USDC
No Credit Limit
Multi-asset settlement
What’s special about your UTGL card
No Credit Limit
The card credit limit is based on the value of the assets in your trust custodial account. This means that the more assets you have, the higher your card limit will be. And the best part? There is no cap, so you have the potential to access unlimited credit as your assets grow.
High-Privacy Consumption
All transactions with the card are conducted with utmost confidentiality and privacy to protect your financial information and transactions. With UTGL, you know your purchases and financial transactions are in good hands.
Exclusively Yours
Add prestige and make your UTGL Asset Link Credit Card truly yours. You can emboss the card name as you like, or give the card face your own design (All you need to pay is the card production fee).
Mastercard Privileges
As a UTGL Asset Link Credit Card holder, you'll be able to take advantage of a range of exclusive benefits and privileges offered by Mastercard. These benefits are designed to make your life easier and more enjoyable so that you can focus on the things you love.
UTGL AutoPay
Save time and money with UTGL AutoPay! Simply enable it for automatic, hassle-free repayments and avoid interest charges. UTGL AutoPay will pre-authorize UTGL to make repayments on your behalf whenever your card account balance is due.
Additional Cards
Apply for UTGL Asset Link Credit Card additional cards is as easy as 1-2-3. You can apply for up to four additional cards for your family and friends and share the benefits and convenience of UTGL Asset-Link Credit Card with your loved ones.
One-Stop Platform
With access to the UTGL Platform, you can easily manage your card account in one place. Apply for additional cards, lock your card(s), set advanced spending restrictions, control transaction alerts and notifications, monitor spending in real time, and more.
Multi-asset settlement
Our platform allows users to pay their credit card bills using a variety of different assets, such as different currencies, digital assets, and more. This feature provides our users with greater flexibility and convenience when it comes to managing their credit card repayments. With the ability to settle credit card repayments using multiple assets, users can choose the asset that is most advantageous for them at any given time. For example, if a user has a large amount of cash on hand, they may choose to use that to pay their bill. On the other hand, if a user has a portfolio of digital assets that they wish to liquidate, they can use those instead to settle their credit card repayments.
See all card levels
UTGL World
The most powerful travel card that empowers you with the flexibility to explore the places and pursuits that mean the most to you
UTGL World Elite
More than just a travel card to help you experience life’s most memorable moments with a world of exclusive possibilities
UTGL World Elite Metal
Forged from 16g metal, it is the embodiment of your refined taste in consumption. It offers access to UTGL’s VIP services.
Card Benefits
Discovering a world of experiences and privileges with your UTGL Asset Link Credit Card
Frequently asked questions
Everything you need to know about Our Credit Card
Can I apply for supplementary cards for my family or friends?
Yes. You can apply for up to 5 supplementary cards.
A supplementary card lets you share the benefits and convenience of your UTGL Asset Link Credit Card with your family and friends. With just one trust account, your family members or friends can enjoy the suite of exclusive benefits and privileges. Plus, you can monitor all transactions in real time, control supplementary card holder’s daily or monthly spending with flexible spending limit settings and repay all cards at once on UTGL.
Click here to apply online now
How do I get liquidity from my trust assets?
Simply withdraw cash from any Mastercard-accepting ATM using your UTGL Asset Link Credit Card, available across 210 countries worldwide.
*ATM withdrawal fees & charges may apply. Refer to key fact statement for details.
When do I need to settle the outstanding balance of my UTGL Asset Link Credit Card?
If you have placed an instruction to enable UTGL AutoPay for automatic repayments, repayments towards the outstanding balance will be made automatically on behalf of you. Assets used for repayment are based on your repayment preferences configured when authorizing UTGL to enable UTGL AutoPay and can be changed with just a few clicks.
You can also disable UTGL AutoPay by an instruction to regain full control over the UTGL Asset Link Credit Card repayments. You decide when and how to settle the outstanding balance. Interest will be calculated daily on the outstanding balance.
When will the outstanding balance of my UTGL Asset Link Credit Card start incurring interest?
If you have instructed UTGL to enable UTGL AutoPay for automatic repayments, you won’t be charged any interest proving that you have adequate eligible assets in your card account for repayments.
Otherwise, for ATM transactions, interest is charged immediately. For purchase transactions, your card account will not be debited until the merchant has presented your card transaction to us requesting payment. We will send you a notification, through the portal or by email, on the day purchase transaction(s) are debited.
How and when are interest calculated?
Interest Fee = (Account Outstanding Balance – Repayments) x Daily Interest Rate.
Interest is calculated and debited to the outstanding balance of your account, where applicable, daily. The payment cut-off time will be the end of that day (24:00:00 HKT) giving you ample time to settle the payment during the day.
How much are the monthly minimum repayments?
There are no minimum repayments and no fixed payment due dates. You pay at your own discretion.
How do I track my card transactions?
You can log in to your UTGL Trust Platform to see all your transactions.
How do I switch between Auto Repayment and Manual Repayment methods?
You can change the current setting of the Auto Repayment feature on your UTGL digital trust platform at any time.
Will my assets be affected if the outstanding balance is not settled?
Your assets are always safe and under legal protection.
While your balance is not settled, the interest charges will continue to accrue until the day you fully repay the outstanding balance of your account.
Why doesn’t contactless payment for the first transaction go through?
It is a safety feature that prevents a client's credit card from making contact with offline contactless payment terminals during delivery and transit resulting in unexpected transactions and monetary loss. Therefore, the credit card may be restricted from some contactless payment terminals for the first transaction. Subsequent contactless transactions will go through normally.
Will I receive a daily statement for daily repayment?
Yes. We will be sending an outstanding balance notification email to you every morning at 11:00 AM HKT.
Pricing
Enjoy Frictionless Digital Spending and 1:1 USD-USDT/USDC Repayment!
Get your Virtual Card in less than 5 minutes!
Virtual
What you can get
Credit Card
Account Function
Assets:
All Digital Assets
Account Limit: 1,000 USD / month
$60$0/mo
Standard
What you can get
Credit Card
Account Function
Assets:
All Digital Assets, Cash & Fiat Yearly Account Limit: 120,000 USD
$180$10/mo
*Waived if monthly account balance >10,000 USD
Premium
What you can get
Credit Card
Account Function
Assets:
All Digital Assets, Cash & Fiat
Yearly Account Limit: 360,000 USD
$300$30/mo
*Waived if monthly account balance >30,000 USD
Elite
What you can get
Credit Card
Account Function
Assets:
All Digital Assets, Cash & Fiat Yearly Account Limit: 600,000 USD
$580$100/mo
*Waived if monthly account balance >100,000 USD
Metal (Invitation only)
What you can get
Credit Card
Account Function
Assets:
All Digital Assets, Cash & Fiat
Yearly Account Limit: Infinite
$1,000$200/mo
*Waived if monthly account balance >200,000 USD
Want an extra layer of legal protection for your assets?
With UTGL Trust services, your assets are fully protected by the Trust law, which can provide you with a high level of privacy, and a high standard of compliance, as well as global tax benefits!
Private / Corporate Trust
Assets:
Digital Assets, Cash, Fiat, Stocks, Funds, Bonds, Insurance, Precious metals, etc.
Set up feePrivate: USD $13,000 Corporate: USD $15,000
*Subject to waiver condition.
Family Office
Assets:
Digital Assets, Cash, Fiat, Stocks, Funds, Bonds, Insurance, Precious metals, Properties, Motor vehicles, Luxuries, Art pieces, etc.
Set up fee
Special Purpose Vehicle (SPV) Private / Corporate Trust
Assets:
Digital Assets, Cash, Fiat, Stocks, Funds, Bonds, Insurance, Precious metals, Properties, Motor vehicles, Luxuries, Art pieces, etc.
Set up fee
Do you know you can even DESIGN YOUR OWN CREDIT CARD for you and your family?
If you are looking for something more than a standardized credit card, our “Trust with Custom Cards” program allows you to DESIGN YOUR OWN CARD!
Family Card Program with Trust
As low as $26,000
- All protection and benefits of Private/Corporate Trust
- Design your own card
- Manage Expenses - you can now monitor the expenses of other cardholders via our UTGL Platform
- Full Control - you can set the limit of each card and lock the cards on our UTGL Platform in real time
Ready to get started?
Unlock the power of trust with UTGL! Take the first step by exploring our Trust Platform, or create an account and instantly receive a virtual card. Our team is also ready to help design a custom package tailored specifically to your business needs.
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Pay and Get Paid, Digital & Fiat
We handle your payroll in multiple currencies, including the Chinese Yuan (CNY). Pay your employees and contractors in their local currency.
Move your funds worldwide
Choose the most favorable jurisdiction to hold your funds and make the transfer in a flash. Tax benefits and increased asset protection with our offshore banking facilities.
